Mortgage Renewal

Mortgage Renewal​

In Canada, most mortgages are set on a five-year fixed term. When that term comes to an end, it’s your opportunity to reassess—and potentially save big. You can simply renew with your current lender, or you can explore better options. At Active Mortgage, we’ll help you compare lenders, uncover lower rates, and negotiate better terms—often at no cost to you. Don’t let your renewal be a missed opportunity. Let us help you make the most of it.

The Active Mortgage difference​

Unbeatable Rate Guarantee

Transparent Rates. Trusted Experts. No Hidden Fees.

Simple Process, Rapid Results

Mortgage Made Simple, Low Rates, Honest Guidance

Where Trust Comes First

Fair Rates from the Start. Real Guidance. No Pressure

Current Mortgage Rates

5 Year
Fixed

4.34%

 

3 Year
Fixed

3.99%

 

5 Year
Fixed Special

3.94%

 

5 Year
Variable

4.45% 

 

5 Year
Var Special

4.10%

 

Real Stories, Real Success: What Our Clients Say

Visit the Active Mortgage Blogs

We launched our nesto academy with one goal: To guide you in your life’s most important financial decision. Read & become a mortgage expert.

Nova Scotia Spring Market Reset | Active Mortgage Halifax

Nova Scotia Spring Market Reset | Active Mortgage Halifax

Is the Nova Scotia spring market resetting? Discover why waiting for lower mortgage rates might cost you more in the long run and get the latest March 2026 economic updates for Halifax

Mortgage Renewal: What Homeowners Need to Know

Mortgage Renewal: What Homeowners Need to Know

Mortgage renewal is a key moment in every homeowner’s financial journey. In Canada, most mortgages have a term of 1 to 5 years, but the amortization period is usually much longer. When the mortgage term ends, homeowners must renew their mortgage for another term. Understanding how mortgage renewal works can help homeowners secure better rates […]

5 Key Things to Consider When Buying Your First Home

5 Key Things to Consider When Buying Your First Home

Buying your first home is an exciting milestone, but it can also be overwhelming. From choosing the right location to understanding mortgage terms, the process involves several critical decisions that will impact your financial well-being for years to come. Here’s a quick guide to help you navigate this significant step. 1. Your Budget and Affordability […]