Based in Bedford. Connected across Canada.
Team Active Mortgage
Your next chapter. Our team in your corner.
A first home, a fresh start or a mortgage that needs another look. Our brokers help you understand your options and decide what comes next.
Start with your numbers
What could your payment look like?
Monthly payment
Enter a rate
Mortgage amount
$405,000
Illustrative only — not a quote or approval. Semi-annual compounding.
A question before a decision?
Find a clear place to start.
Look beyond the payment
A clearer view of the whole decision.
Paying down your mortgage
Explore how extra payments could change your balance and repayment timeline.
Run the numbersBreaking your current term
Work through an illustrative penalty estimate before discussing a change.
Run the numbersBringing debts together
Compare payments and costs using the numbers from your own situation.
Run the numbersPeople behind the process
Different backgrounds.
One team approach.
Get to know the people you’ll be working with. Our broker profiles list service areas, languages and contact details, so you can find the right conversation for your plans.
Our head office is in Bedford, Nova Scotia, with brokers across Canada. Active Mortgage brokers under Mortgage Architects.
Ankit Kumar
Associate Mortgage Broker
Ankit helps newcomers and first-time buyers on the South Shore and across Nova Scotia, teaching them how the mortgage system works.
Licensed in Nova Scotia
South Shore, Nova Scotia
English, Punjabi, Hindi, Urdu
Chad Bailey
Associate Mortgage Broker
Chad helps first-time buyers across Nova Scotia get started on homeownership. He brings seven years of insurance and investment advising to an open, authentic approach that makes every client feel welcome.
Licensed in Nova Scotia
Nova Scotia
English
Jason Phuong, P.Eng.
Mortgage Agent Level 2
Jason, a Sarnia-based engineer turned mortgage agent, helps buyers, renewing homeowners and investors across Ontario compare their options clearly.
Licensed in Ontario
Sarnia, London, Chatham
English, Vietnamese
Inside our Bedford office
Your plans, your options
What brings you here?
Buying your first home
Understand your budget, documents and next steps.
Renewing your mortgage
Review your options before committing to a new term.
Refinancing
Weigh the costs of accessing equity or changing your loan.
Self-employed borrowing
Make sense of how lenders review business income.
Complex credit
Discuss your circumstances and possible lending paths.
New to Canada
Get guidance on documents and lender requirements.
Find help where you’re buying.
Explore the service areas listed by our brokers, or talk to us about your property’s location.
Atlantic Canada · Bedford · Charlottetown · Chatham · Dartmouth · Fredericton · Halifax · London · Moncton · Montreal · New Brunswick · Nova Scotia · Ontario · Ottawa · Quebec · Saint John · Sarnia · South Shore
Where should I start if I’m buying a home?
Start with a conversation about your income, savings, debts and plans. Our brokers can explain what documents you need and help you understand a budget before you make an offer. A calculator estimate is not a pre-approval.
Can you help with a renewal or a refinance?
Yes. Our brokers can review your existing mortgage and explain the differences between renewing, switching lenders and refinancing. Any recommendation depends on your documents, lender terms and costs.
How do I choose someone on the team?
Browse our broker profiles for listed service areas, languages and contact details. You can also ask us to match you with a broker when you send an enquiry.
Will I pay a fee to work with a mortgage broker?
For most residential mortgages, the lender pays the broker. Some lending arrangements involve fees. Your broker will explain any applicable fees in writing before you proceed.
For mortgage professionals
Your next chapter could be with our team.
Explore joining Team Active Mortgage and start a conversation.
Read at your own pace
Notes from our team.
October 25, 2026
Plan for changing mortgage rates without betting on a forecast
Build payment scenarios, review fixed and variable contract features and use rate holds carefully without predicting future borrowing costs.
Read →October 25, 2026
Competing offers: set your financing boundaries before the pressure arrives
Prepare a firm budget, understand conditional financing and coordinate deposit deadlines without assuming an offer needs fewer protections.
Read →October 25, 2026
Using an FHSA or the Home Buyers’ Plan? Plan the withdrawal as well as the savings
Coordinate home-buying savings, withdrawal requirements and possible repayment obligations without relying on outdated program limits.
Read →Let’s talk about what’s next
Start in a way that works for you.
Choose a time
Book a conversation with our team.
Or leave us a message.
Tell us what you’re working toward. Choose a broker or let our team help you find a match.