Team Active Mortgage · Team Lead / Mortgage Broker
Rahul Bedi, Team Lead at Team Active Mortgage in Bedford, Nova Scotia
Mortgage broker who speaks English, Hindi and Punjabi.
Licensed in Nova Scotia, New Brunswick, Alberta, British Columbia and Ontario
About Rahul
Rahul Bedi is the team lead at Team Active Mortgage, brokering under Mortgage Architects. He has spent 10 years in mortgages. After starting his career in banking, he moved into brokering to give clients something a single lender never could: real choice. Rahul specializes in the files other brokers find difficult. He works with first-time home buyers, self-employed borrowers, newcomers to Canada, clients rebuilding credit, and homeowners refinancing or approaching renewal. He's licensed in Nova Scotia, New Brunswick, Alberta, British Columbia and Ontario, also serves clients in Prince Edward Island, and is based at the Bedford office. Rahul is known for clear communication, quick responses and advice in plain language, and he speaks English, Hindi and Punjabi. He works with newcomers, second-generation Canadians and South Asian families. His approach has earned more than 330 five-star Google reviews and a steady stream of referrals from past clients, realtors and financial planners. Rahul also hosts The Lending Lounge podcast, sharing insights on real estate, financial markets and mortgage strategies. His recognition includes Canadian Mortgage Professional's 2025 Rising Stars list and First National's 2024 Outstanding Individual Achievement Award.
Credentials & office details →
Specialties
Frequently asked questions
Does it cost anything to work with a Team Active Mortgage broker?
For standard residential mortgages, brokers are typically paid by the lender when the mortgage funds, so there is usually no fee to you. Some files, such as private or certain alternative lending, can involve fees. Any fee is disclosed to you in writing before you commit.
What documents will I need?
Usually government-issued photo ID, proof of income (recent pay stubs and an employment letter, or two years of tax returns and Notices of Assessment if self-employed), proof of your down payment, and details of debts and assets. Your broker will confirm the exact list for your situation.
How does switching lenders at renewal work?
When your term ends you can move your remaining balance to a new lender instead of signing your current lender's renewal offer. You re-qualify with the new lender, and the switch is arranged to take effect at maturity. Start the conversation a few months before your renewal date.
Run the numbers with Rahul
Mortgage payment calculator
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Mortgage amount
$405,000
Illustrative only — not a quote or approval. Semi-annual compounding.
Affordability calculator
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Illustrative only — not a quote or approval.
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