Team Active Mortgage · Associate Mortgage Broker
Paul Henman, Mortgage Broker in Bedford, Nova Scotia
Licensed in Nova Scotia
About Paul
Paul Henman is a mortgage broker with Team Active Mortgage who focuses on renewals. He has been a mortgage broker for about a year, and he brings more than two decades of experience in real estate leasing. Paul enjoyed leasing for over 20 years, but he felt he could help even more people make real estate ownership a reality. He serves clients across Nova Scotia and works virtually. His approach is hands-on. Paul treats each client as the most valuable person to him, because they are. He grew up in a more rural part of HRM and has lived in HRM most of his adult life, which taught him the value of relationships and hard work. Outside work, Paul loves playing music, travelling, and spending time with his partner, Karen, and her children and grandchildren. After visiting many Spanish-speaking countries and loving the culture, he's actively learning Spanish.
Credentials & office details →Specialties
Frequently asked questions
Does it cost anything to work with a Team Active Mortgage broker?
For standard residential mortgages, brokers are typically paid by the lender when the mortgage funds, so there is usually no fee to you. Some files, such as private or certain alternative lending, can involve fees. Any fee is disclosed to you in writing before you commit.
What documents will I need?
Usually government-issued photo ID, proof of income (recent pay stubs and an employment letter, or two years of tax returns and Notices of Assessment if self-employed), proof of your down payment, and details of debts and assets. Your broker will confirm the exact list for your situation.
How does switching lenders at renewal work?
When your term ends you can move your remaining balance to a new lender instead of signing your current lender's renewal offer. You re-qualify with the new lender, and the switch is arranged to take effect at maturity. Start the conversation a few months before your renewal date.
Run the numbers with Paul
Mortgage payment calculator
Monthly payment
Enter a rate
Mortgage amount
$405,000
Illustrative only — not a quote or approval. Semi-annual compounding.
Affordability calculator
Max purchase price
Enter a rate
Illustrative only — not a quote or approval.
Latest from the blog
October 25, 2026
Plan for changing mortgage rates without betting on a forecast
Build payment scenarios, review fixed and variable contract features and use rate holds carefully without predicting future borrowing costs.
Read →October 25, 2026
Competing offers: set your financing boundaries before the pressure arrives
Prepare a firm budget, understand conditional financing and coordinate deposit deadlines without assuming an offer needs fewer protections.
Read →October 25, 2026
Using an FHSA or the Home Buyers’ Plan? Plan the withdrawal as well as the savings
Coordinate home-buying savings, withdrawal requirements and possible repayment obligations without relying on outdated program limits.
Read →