Team Active Mortgage · Associate Mortgage Broker
Jose Kurian, Mortgage Broker in Bedford, Nova Scotia
Mortgage broker who speaks English and Malayalam.
Licensed in Nova Scotia
About Jose
Jose Kurian is a mortgage broker with Team Active Mortgage who especially enjoys helping first-time home buyers and being part of their journey to homeownership. He brings seven years of experience in the insurance and banking industries. Jose serves clients across Nova Scotia, with in-person appointments in HRM and nearby areas and virtual meetings across the rest of the province. What he enjoys most is helping people take an important step toward homeownership and supporting them along the way. His approach is supportive, educational and solution-focused, and he wants his clients to feel informed and supported throughout the process. Outside work, Jose enjoys spending time with family and friends. He speaks English and Malayalam.
Credentials & office details →Specialties
Frequently asked questions
Does it cost anything to work with a Team Active Mortgage broker?
For standard residential mortgages, brokers are typically paid by the lender when the mortgage funds, so there is usually no fee to you. Some files, such as private or certain alternative lending, can involve fees. Any fee is disclosed to you in writing before you commit.
What documents will I need?
Usually government-issued photo ID, proof of income (recent pay stubs and an employment letter, or two years of tax returns and Notices of Assessment if self-employed), proof of your down payment, and details of debts and assets. Your broker will confirm the exact list for your situation.
How does switching lenders at renewal work?
When your term ends you can move your remaining balance to a new lender instead of signing your current lender's renewal offer. You re-qualify with the new lender, and the switch is arranged to take effect at maturity. Start the conversation a few months before your renewal date.
Run the numbers with Jose
Mortgage payment calculator
Monthly payment
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Mortgage amount
$405,000
Illustrative only — not a quote or approval. Semi-annual compounding.
Affordability calculator
Max purchase price
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Illustrative only — not a quote or approval.
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