Existing mortgage
Mortgage renewal mortgages with Team Active Mortgage
Your renewal letter is your lender's first offer, not necessarily its best. Before you sign, let a broker compare what other lenders will offer. If switching makes sense, we handle the paperwork.
Who this is for
- Homeowners within a few months of renewal
- Anyone whose finances or plans have changed since they last signed
- Owners who want to review term length or rate type
How our brokers help
- Compare your renewal offer with other lenders
- Review whether a fixed, variable or different term fits your plans
- Manage the switch if you move to a new lender
Common questions
When should I start looking at renewal?
Several months before your maturity date is a good time; many lenders let you hold a rate in advance.
Is switching lenders at renewal complicated?
Your broker coordinates the transfer. You'll sign documents and may need updated income paperwork.
Will I need to requalify?
Rules depend on the lender and your mortgage type. Your broker will explain what applies to you.
Related services
Ready to talk it through?
Book a no-obligation call or start a short pre-application.