Construction Mortgage Solutions
Building Your Dream Home
Custom Construction Mortgage Solutions
Turning the vision of your perfect home into reality requires more than just blueprints—it requires specialized financing designed specifically for new construction projects. At Active Mortgage, we’ve developed expertise in construction mortgages to help you navigate this unique path to homeownership
Construction Mortgages: Financing Built for Your Vision
Unlike traditional home purchases, building your own home involves a different financing approach with multiple stages and considerations. Our construction mortgage solutions are designed to provide:
- Progress-based funding released at key construction milestones
- Single-close mortgages that convert from construction to permanent financing
- Interest-only payments during the building phase to manage your cash flow
- Flexible terms that accommodate unexpected construction timeline changes
Your Construction Journey, Fully Supported
The path from empty lot to finished home contains multiple stages, and we’re with you every step of the way:
- Land financing to secure your perfect building location
- Construction draw schedules aligned with your builder’s timeline
- Builder vetting assistance to ensure you’re working with qualified professionals
- Permanent mortgage conversion once construction is complete
Our Network Makes the Difference
Building a custom home involves multiple parties working in coordination. Active Mortgage has cultivated relationships with:
- Specialized construction lenders familiar with the unique needs of building projects
- Reputable builders and contractors with proven track records
- Real estate lawyers experienced in construction financing requirements
- Home designers and architects who understand budget constraints
Expert Guidance Through Complex Decisions
Our construction mortgage specialists provide invaluable guidance on critical considerations:
- Realistic budgeting that includes contingency funds for unexpected costs
- Understanding the implications of construction delays on financing
- Navigating permit and inspection requirements that affect funding
- Coordinating insurance coverage during different building phases
Your Custom Home is Within Reach
The Active Mortgage difference
Current Mortgage Rates
5 Year
Fixed
4.34%
3 Year
Fixed
3.99%
5 Year
Fixed Special
3.94%
5 Year
Variable
4.45%
5 Year
Var Special
4.10%
Real Stories, Real Success: What Our Clients Say
Visit the Active Mortgage Blogs
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