Home Financing for DND Employees
Home Financing Solutions for
DND Personnel
At Active Mortgage, we understand the unique needs and challenges faced by Department of National Defence employees and Canadian Armed Forces members. Your service to our country comes with distinct circumstances that require specialized mortgage solutions, from frequent relocations to deployment considerations.
Specialized Mortgage Services for Military Personnel
Our team has proudly served DND members from coast to coast—from CFB Esquimalt to Halifax and every base in between. This extensive experience has equipped us with unparalleled insight into the specific mortgage requirements and opportunities available to those who serve:
- Military relocation expertise: Navigate posting-related moves with financing solutions designed for frequent relocations
- Deployment-friendly mortgage terms: Flexible options that accommodate overseas deployments and training periods
- CMHC premium refunds: Access to special programs when relocating due to official postings
- Recognition of military housing allowances: Lenders who properly account for LDA/PLD in qualification calculations
Understanding Your Unique Circumstances
Unlike typical mortgage brokers, our specialized military lending team understands the complexities of:
- Posting seasons: Timing your purchase or sale to align with military relocation periods
- Career progression: How upcoming promotions and pay increases affect your qualification
- Separation allowances: How these can be factored into your mortgage qualification
- Military pensions: Properly accounting for your long-term financial security in mortgage planning
Seamless Coast-to-Coast Service
Whether you’re purchasing your first home, relocating for a new posting, or looking to invest in property near your base, our national service network ensures:
- Consistent service regardless of where you’re posted
- Remote application processes that accommodate busy training schedules
- Digital document signing for members deployed or training away from home
- Base-specific knowledge of housing markets surrounding major DND installations
Your Military Service Deserves Specialized Expertise
The Active Mortgage difference
Current Mortgage Rates
5 Year
Fixed
4.34%
3 Year
Fixed
3.99%
5 Year
Fixed Special
3.94%
5 Year
Variable
4.45%
5 Year
Var Special
4.10%
Real Stories, Real Success: What Our Clients Say
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