Bad Credit Mortgages

Overcoming Credit Challenges

Your Path to Homeownership

At Active Mortgage, we believe your homeownership dreams shouldn’t be defined by past credit challenges. Our specialized team works with clients across the credit spectrum, focusing on solutions rather than obstacles.

Bad Credit Mortgage Solutions

We’ve helped countless clients with credit challenges secure home financing through:

  • Access to specialized lenders who look beyond traditional credit scores
  • Alternative qualification methods that consider your complete financial picture
  • Customized mortgage strategies that balance current realities with future goals
  • Higher approval rates through our extensive network of alternative lenders

More Than Just Approval

Our approach goes beyond simply securing your mortgage:

  • Transparent interest rate and term explanations specific to your situation
  • Clear guidance on improving your credit position for future refinancing
  • Structured payment plans designed for your financial success
  • Ongoing support throughout your homeownership journey

Your Fresh Start Begins Here

Credit challenges are often temporary, but the benefits of homeownership are long-lasting. Our team at Active Mortgage specializes in finding pathways to approval when others can’t.

Contact us today for a confidential consultation to explore your options. Your path to homeownership may be more accessible than you think.

The Active Mortgage difference​​

Unbeatable Rate Guarantee

Transparent Rates. Trusted Experts. No Hidden Fees.

Simple Process, Rapid Results

Mortgage Made Simple, Low Rates, Honest Guidance

Where Trust Comes First

Fair Rates from the Start. Real Guidance. No Pressure

Current Mortgage Rates

5 Year
Fixed

4.34%

 

3 Year
Fixed

3.99%

 

5 Year
Fixed Special

3.94%

 

5 Year
Variable

4.45% 

 

5 Year
Var Special

4.10%

 

Real Stories, Real Success: What Our Clients Say

Visit the Active Mortgage Blogs

We launched our nesto academy with one goal: To guide you in your life’s most important financial decision. Read & become a mortgage expert.

Nova Scotia Spring Market Reset | Active Mortgage Halifax

Nova Scotia Spring Market Reset | Active Mortgage Halifax

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Mortgage Renewal: What Homeowners Need to Know

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5 Key Things to Consider When Buying Your First Home

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