Specialty lending
Investment property mortgages with Team Active Mortgage
Lenders treat rental properties differently from your home — down payments, how rental income counts and portfolio limits all vary. Our brokers help investors structure financing so each purchase supports the next one.
Who this is for
- First-time investors buying a rental
- Owners of duplexes and small multi-units
- Investors expanding an existing portfolio
How our brokers help
- Explain how lenders count rental income
- Compare lenders by their portfolio and property-type rules
- Plan financing across multiple properties
Common questions
How much down payment is needed for a rental?
Generally more than for a home you live in. Your broker will confirm the current requirement for your property type.
Can rental income help me qualify?
Yes, most lenders count a portion of rental income. Methods differ between lenders.
Is there a limit to how many properties I can finance?
Some lenders limit portfolio size; others specialize in investors. We'll match you accordingly.
Ready to talk it through?
Book a no-obligation call or start a short pre-application.