Specialty lending
Private lending mortgages with Team Active Mortgage
Private mortgages are short-term loans from private lenders, typically based mainly on property equity. They can solve urgent or unusual situations, but they cost more. Our brokers only recommend them with a clear plan to move back to standard lending.
Who this is for
- Borrowers with recent credit events
- Buyers who need to close quickly
- Owners needing a short-term bridge or second mortgage
How our brokers help
- Explain all fees and interest up front, in writing
- Compare private options against alternatives
- Build an exit strategy toward a conventional mortgage
Common questions
How long is a private mortgage term?
Usually short — often one to two years — with the goal of refinancing to standard terms.
Are there extra fees?
Often there are lender and broker fees. Your broker will disclose every cost before you commit.
Can I use a private second mortgage?
In some cases, yes. We'll compare it with refinancing and other options.
Ready to talk it through?
Book a no-obligation call or start a short pre-application.