Specialty lending
Reverse mortgages mortgages with Team Active Mortgage
A reverse mortgage lets eligible homeowners aged 55 and over borrow against their home without regular payments; the balance is repaid when the home is sold. It's a big decision, so our brokers explain costs and alternatives and encourage involving family and advisors.
Who this is for
- Homeowners 55+ wanting extra retirement income
- Owners who want to stay in their home
- Families helping parents plan
How our brokers help
- Explain eligibility, interest and how the balance grows
- Compare with alternatives like a HELOC or downsizing
- Walk you and your family through the documents
Common questions
Do I lose ownership of my home?
No, you keep ownership. The loan is repaid when the home is sold or the last borrower moves out.
Are there monthly payments?
No regular payments are required, though interest accumulates on the balance.
Is it right for me?
It depends on your goals and finances. We'll explain trade-offs and suggest speaking with an independent advisor.
Ready to talk it through?
Book a no-obligation call or start a short pre-application.